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The best advice, free of outside influences
As an independent financial advisor working in your best interest, Donna wants to be clear about her fees and what they cover. As a fiduciary, she is required to hold her clients' interests above her own and must be free of any perceived or actual conflicts of interest.
What's a fiduciary? Find out in "Cutting Through the Confusion" brochure from the CFA Institute .
Financial Planning
Fee-only financial planning means you get a plan for your life, developed exclusively in your interest, not in the interest of a mutual fund company, broker or commissioned salesperson. The only compensation for your financial plan is the fee you pay. This means Donna:
• Receives no commissions from third parties
• Has no ties to any particular investments, funds, or companies
• Is not motivated to invest resources that would better serve you in cash
• Is not motivated to move your investments for comissions' sake
This financial planning fee will be determined in your initial meeting with Donna Chaney, prior to making any commitment. A variety of payment structures are available to provide services in a way that is most appropriate to your situation:
• As an annual fee, based upon the complexity of your situation, including implementation and periodic check-ups. This typically ranges from $500 to $1,200 per year.
• At an hourly at a rate of $200 per hour.
Investment Management
Donna provides investment management services at a rate of 1% of assets under management. This fee holds true regardless of what funds, stocks or other investments you choose.
Donna provides advice on your investments – how and where to invest when she creates your investment plan. Then you make informed choices. If you want Donna to implement the plan by managing your investments, you are still in control because you approve all investment decisions in advance, called on a “non-discretionary basis” in the industry.
Learn about fee-only vs. commission-based service providers.
