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The best advice, free of outside influences
As an independent financial advisor working in your best interest Donna Chaney wants you to know how much you’re paying and what you are paying for. As a fiduciary, she is required to hold her clients’ interests above her own, and must be free of any perceived or actual conflicts of interest.
Financial Planning
Fee-only financial planning means you get a plan for your life, focused exclusively in your interest, not on the interest of a mutual fund company, broker or commissioned salesperson. The only compensation for your plan is the fee you pay. This means Donna Chaney:
• Receives no commissions from third parties
• Has no ties to any particular investments, funds, or companies
• Is not motivated to invest resources that would better serve you in cash
This financial planning fee will be determined in your initial meeting with Donna Chaney, prior to making any commitment. A variety of payment structures are available to provide services in a way that is most appropriate to your situation:
• Fixed annual fee, based on the complexity of your situation, including implementation and periodic check-ups. This typically ranges from $500 to $1,200 per year.
• Hourly at a rate of $200/hour.
Investment Management
Donna Chaney provides investment management services at the rate of 1% of assets under management. This is true regardless of what funds, stocks or other investments you choose.
Donna provides advice on your investments – how to invest, where to invest – when she creates your investment plan. Then you make informed choices. If you want Donna to implement the plan by managing your investments, you are still in control because she provides investment management services on a non-discretionary basis only. This means you approve all investment decisions in advance.
Learn about fee-only vs. commission-based service providers.
