Investment Management
Put your resources to work with a financial
plan and a personal investment policy
They’re your investments. They should be in your best interest.
But there are a plethora of options and issues in the complicated financial universe. To achieve your goals, Chaney Financial Services, a Registered Investment Advisor (RIA), provides strategic investment management services that put your resources to work for you.
In short, Donna sells advice, not products.
As a CPA and former auditor, independent is the only way Donna Chaney does business. That’s why she has no contracts or obligations to any mutual fund company or other financial product provider. Find out more about the advantages of this way of doing business.
Learn more about advice (fee-only) vs. products (commission).
Here’s what you can expect when you work with Donna Chaney.
Step 1: The Framework
There are two key aspects of your investment framework: your financial plan and your investment policy statement.
Financial Plan Your investment plan is based on the financial plan Donna Chaney prepares for you. By this time, she has gotten to know about you. She understands your situation, the amount of money you need and when you need it.
Investment Policy Statement Your investment policy statement, which Donna Chaney prepares for you, captures your risk tolerance, preferences and restrictions. This may include issues such as a desire to not invest in tobacco stocks or a preference for environmental companies. It could be ensuring that your investments balance any corporate stock you may hold in your 401(k) plan.
Step 2: Investment Management Plan
To find the best options for you, Donna Chaney does the research and presents a strategic recommendation for asset allocation and specific investment vehicles, which is then agreed-upon or revised as needed.
You'll get a plan that clearly communicates your situation and Donna’s recommendations. Then you can choose to implement the plan yourself, or have Donna manage the investments on your behalf. No investing decisions are made without your approval, because Donna only provides advice on a non-discretionary basis. That means you are in charge, but with an advisor to help you develop a roadmap.
